EK 101 - Retirement Income Solved
Retirement is Broken – Let’s Fix It
The Problem:
For decades, you were told to put all your money into a 401(k) and stocks—the "one-thing" retirement plan. If the market goes up, you're fine.
But what happens when it doesn’t?
The reality is:
- All your money is at risk—and no one can predict the market.
- 401(k)s were never meant to be your sole retirement plan. They were designed to encourage saving, not to replace pensions or Social Security.
The Three-Legged Stool is Gone
Retirement used to be built on three solid legs:
✅ Social Security – Provided by the government
✅ Pensions – Provided by your employer
✅ Personal Savings – Your contribution
But pensions have largely disappeared, leaving you responsible for two-thirds of your retirement security. And relying solely on a 401(k) isn’t working—people are running out of money too soon.
The Solution:
Building a Strong Retirement Plan
You’re at Point A—an unstable retirement.
You need a bridge to Point B—a retirement with guaranteed income.
Step 1: Create a Blueprint
We start by assessing your current plan and designing a strategy to protect some of your money for lifetime income.
Step 2: Offense & Defense Strategy
Most people put 100% of their money in offense—chasing returns with stocks. Instead, we recommend a balanced approach:
- 80% Offense – Stocks, real estate, business investments, and growth opportunities.
- 20% Defense – Principal-protected plans that generate guaranteed income for life.
By securing 20% of your money into a protected income strategy, we can generate enough income to cover 80% of your retirement needs.
This allows you to invest the rest with confidence.
Economic Knight - Core 3
Financial news, and advice can be confusing and overwhelming.
We work side by side with Clients to help build a Blueprint that represents their values & priorities.
A simple Roadmap that fits into their lifestyle.
When finances and values are aligned, one has Balance.
- Priorities - Build a Customized Financial Roadmap with Your Values & Lifestyle at the Forefront
- Blueprint - Offense / Defense Diversification Strategy for Balance to Reduce Risk & Create Opportunities
- Income - Build Guaranteed Income Streams for Distribution over Your Lifetime
The Fortress Blueprint:
Stability Restored
With the right plan, you can rebuild the missing leg of your retirement—an updated pension strategy that ensures:
✔ Lower Risk – Reduce exposure to market downturns
✔ Locked-In Gains – Secure profits without fear of loss
✔ Principal Protection – Never lose your foundation
✔ Income for Life – A guaranteed retirement paycheck
Retirement isn’t just about chasing returns - it’s about
distribution, stability, and balance.
Let’s build your custom Fortress Blueprint and create a retirement you can count on.
Let’s Get Started.
