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Short-term medical insurance, also known as temporary or term health insurance, is a type of health insurance coverage that provides temporary coverage for unexpected illnesses or injuries. It is often used as a bridge between coverage periods or as a temporary solution for those who are uninsured or between jobs.
Benefits Summarized:
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Get Covered as soon as tomorrow, with next day coverage.
Lower rates available for those that qualify. Call for possible savings vs the Quote site.
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Short term health plans have become an alternative for those trying to escape the full costs of an ACA/Obamacare plan, in great health, who are considering going UN-insured, and just need an affordable catastrophic policy.
Disclaimers -
Insurance Needs - What We Do
We provide help in attaining all types of insurance products from:
Who We Work With
We serve people who need health insurance, life insurance & have retirement needs:
Dental Insurance
Vision Insurance
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There are two types of life insurance: term and permanent. Term insurance covers you only for a specified time period — 10, 20 or 30 years, for example. Permanent insurance is as it sounds — coverage that remains in place until you die.
Life Insurance can be used as part of a retirement plan with the living benefits:
Indexed universal life (IUL) insurance is permanent, which means it lasts your entire life and builds cash value. An IUL policy allows for some cash value growth through an equity index account, unlike other universal policies that only grow cash value through non-equity earned rates. Like with all universal life policies, once you've built up enough cash value, you can use it to lower or potentially fully pay for your premium without lowering your death benefit.
Benefits of the IUL:
Long-term care refers to a host of services that aren’t covered by regular health insurance. This includes assistance with routine daily activities, like bathing, dressing or getting in and out of bed.
A long-term care insurance policy helps cover the costs of that care when you have a chronic medical condition, a disability or a disorder such as Alzheimer’s disease. Most policies will reimburse you for care given in a variety of places, such as:
You can roll retirement savings like 401(k) plans, 403(b) plans, IRAs and lump sum pension plans into an annuity to create a type of qualified annuity called an IRA annuity.
What are the benefits of an annuity? Annuities offer a stream of income, provide tax advantages, can grow tax-deferred over time and have no contribution limits. In the event of death, annuities also offer riders that allow you to transfer money to your beneficiaries.
Annuities are good vehicles for:
You've Changed Jobs or Careers, or Started Your Own Business and need advice on:
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There are a number of things to have on your checklist: will, living will, power of attorney, guardianship, find an attorney, organize financial documents - for more Click Here
We have many Professional Contacts in Different Areas of Expertise (and in other States if needed) to assist in:
Matt Battaglia has a Life & Health Insurance License (Lice # 15665734) and can do business in AZ, NV, and some other states. He also has contacts nationwide thru corporate if someone needs help in a particular state.
We work with the Biggest Insurance Companies including: Allianz Life, Nationwide, National Life, Lincoln Financial, Cigna, Aetna, Allstate Health, National General & More
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